Investment Experts For Your Future

If you’re saving for retirement, trying to reduce debt or build emergency savings, or even deciding whether to invest in a new home, car or boat, financial professionals can help. They can dig deep into your situation, offer personalized recommendations and help you stay on track, adjusting strategies as needed along the way.

Investment experts for your future can work with you in-person or online, or you may choose a digital service called a robo-advisor, which offers simplified, low-cost investing through computer algorithms. Robo-advisors are popular among people who want professional investment management but don’t need or can’t afford comprehensive financial planning services. When choosing a professional, verify their credentials with the Financial Industry Regulatory Authority’s BrokerCheck and the U.S. Securities and Exchange Commission’s Investment Advisor Public Disclosure database. Ask about how they’re compensated and if they abide by fiduciary duty, which means they must put your best interests first.

Investment Experts for Your Future: Choosing the Right Advisors

Financial experts can also advise you on taxes, helping you decide how to save through tax-advantaged accounts like 401(k)s and IRAs. They can also help you with retirement planning, estate planning and other money matters as your savings grow, addressing such issues as how to structure your assets a business succession plan or how to minimize your bill to Uncle Sam.

An experienced financial planner or investment advisor can be especially valuable during periods of market volatility. They can help you keep your emotions in check during such times, so you don’t get swayed by wildly shifting prices. They can also offer strategies that can help manage those fluctuations, such as dollar cost averaging or reducing your risk exposure by investing in bonds.